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Average consumer now carries $6,329 in credit card debt. 'People are stretched,' expert says

Money is debut instruments. The rest is commodities.
Gold and silver are Constitutional money. They are also commodities.

Fiat currency is not money. It is currency. It is a debt note.
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Average consumer now carries $6,329 in credit card debt. 'People are stretched,' expert says

Why do you think there will be an economic collapse under Trump? Yes, every Republican president has had an economic disaster of some kind, but what do you think Trump is doing to cause another Republican disaster?
Republican disaster?

...and all this time I thought that Wilson was a Democrat.

This ponzi scheme was designed to expropriate the wealth from the American people, from its' inception.

"By this means government may secretly and unobserved, confiscate the wealth of the people, and not one man in a million will detect the theft." -- British Lord John Maynard Keynes (the father of 'Keynesian Economics' which our nation now endures) in his book "THE ECONOMIC CONSEQUENCES OF THE PEACE" (1920).

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Average consumer now carries $6,329 in credit card debt. 'People are stretched,' expert says

But have zero intrinsic value.
You seem to be getting monetary metals confused with fiat currency.


“Paper money eventually returns to its intrinsic value, zero.” -- Voltaire (1694-1778)

The price is based on the collective opinion, not anything tangible.
Monetary metals are tangible.

Gold is a tangible tier one asset.
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Trump knocking down historic East Wing to build Ballroom - is this LEGAL?

Feh. Remember how Carter sold the Sequoia and thought about doing the same to Camp David? Then he ended up using Camp David quite a lot. Same thing here.
Doubt it. It’s big, ugly, already $100 million over budget, and if it ever gets finished, which I question, somebody with respect for history will deal with it and restore the White House again. The “let them eat cake” of it all is just too ridiculous to be taken seriously… When we have a Jackie and as opposed to a Melania, it will be relegated to the same fate as The Tropicana.
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There’s a Giant Flaw in Human History

First, masons are builders, not vase makers. Artisans make carved objects. Stone masons build things like walls out of stone.
Getting perdantic again. Yousef is a stone mason and artisan then. He is an expert in both. How about that. If stone masons are not relevant then why are the skeptics asking for stone masons expertise. Is this a sign that they are misinformed as well. Why did not you point that out to them rather than me.
Second, I had a YT link in an old thread to a Pennsylvania stone mason's visit to Peru. He walking around all of these amazing construction methods and identifying the techniques used -- the same methods he uses, but with different tools.
But wait you just said stone masons cannot tell how the vases are made. Why are you citing a stone mason. What if I say there are stone masons who have visited the same sites and have said it impossible to be done by traditional stone masons. What then.

What about an engineer or machinist. All can have an opinion of how these works were Dunn. Pardon the Pun lol.
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Average consumer now carries $6,329 in credit card debt. 'People are stretched,' expert says

They just have limited use for "Joe". (Or the banker, but at least the bank can decorate their lobby in shiny gold
Suuure...

Who needs real money when they can frolic through life listening to the sweet sounds of debt instruments on their fingers?
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Average consumer now carries $6,329 in credit card debt. 'People are stretched,' expert says

Big Short Investor Says "Economic COLLAPSE IS HERE"​

Why do you think there will be an economic collapse under Trump? Yes, every Republican president has had an economic disaster of some kind, but what do you think Trump is doing to cause another Republican disaster?
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Chicago principal claims teacher who made sick Charlie Kirk gesture is the victim

This was in International waters.

I missed the declaration that Congress made about that.

And you are yet again avoiding the differences between blowing up a boat nowhere near the US and containing who knows what and blowing up a truck entering the US that you know contains drugs.

There are two reasons for not answering a question. The first is that you don't know the answer. The second is because the obvious answer shows a blatant inconsistency in any given position. I keep asking the question to highlight the second.
All other factors aside, it's a lot safer to blow up a boat in open sea than to blow up a truck on the highway. More chances of mistaking the wrong vehicle for the target as well.with trucks
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White House begins demolishing East Wing facade to build Trump’s ballroom

What makes it worse is the HYPOCRISY, because he was opposed to gay marriage a couple of years before the proud light up.
Obama was opposed to gay marriage the same way Trump was opposed to Project 2025.
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Full List of Democrats Who Voted Against Paying US Military During Shutdown

Up until the latter 90s, a four-star general made only $60,000 a year. Actually, their pay capped at $60,000 at two stars...the three- and four-star generals were just in it for the laughs. In 1999, the National Defense Authorization Act for Fiscal Year 2000 increased the pay cap for general officers from Executive Schedule Level V to Level III, effectively raising the maximum pay for these positions.

As of 2025, a U.S. military general (O-10) $225,698.40 annually. They also get relatively modest benefits "in kind," such as on-base housing (because they have to be immediately available) and military medical care. Lots of civilian executives make more than that with a lot more benefits.

Oh yikes. I didn't know they were that low that recently.

And even though it's better now, that's still basically middle-manager pay in the private sector. For the amount of resources an O-10 manages, a comparable private sector exec probably makes 10x that.


I’ll post what they said below.

Federal Personnel Reform: Tie Pay Increases to Truly Market-Based and Performance-Based Measures

In 2021, the U.S. employed 2.17 million federal employees with average salaries of $91,600. Bringing salary increases in line with market-based and performance-based pay systems would save $426 million in FY 2023 and $30.904 billion during the FY 2023–FY 2032 period.

The federal government’s pay structure, which relies on a prescribed formula instead of performance, results in an inflated pay system that encourages mediocrity and fails to reward excellence. Heritage Foundation experts have estimated that the wages received by federal employees are 22 percent higher than those of similar workers in the private sector.

Federal employees’ higher pay comes in large part from receiving two essentially automatic pay increases: annual cost-of-living-adjustments and so-called performance-based step increases, whereby 99.9 percent of federal employees receive raises. Congress should reduce the pay differential between steps 1 and 10 of the general schedule scale from 30 percent to 20 percent and tie step increases to true performance-based measures instead of tenure alone. Part of the savings should go toward higher performance-based budgets to help attract and retain talented employees. Combined, these changes should lead to a 5 percent reduction in federal pay levels.
I'm looking at their supposed evidence and it's... nonsense.

Starting here:

Of course, these averages mask large differences in pay across occupations and skill levels. Many federal employees in highly skilled occupations receive market wages. However, semi-skilled federal workers earn substantially more than they would in the private sector. Congress should not cut federal pay across the board—this would unfairly penalize the federal workers who earn market wages.

Instead, Congress should implement a pay-for-performance system with pay bands based on market signals of labor demand, expand the contracting of federal work to private companies, reduce the generosity of federal benefits, and end the near-absolute job security for underperforming federal workers. Doing so would not solve the country’s fiscal problems, but would be a solid—and fair—step toward a more responsible fiscal policy. The federal government should not overtax the general public to provide significantly above-average pay and benefits to those who work in the civil service.

So, even taking them at their word, they're going after the lower-earners, of course. It's not the big wigs making too much; it's the low level admin or custodian making $60k in a HCOL city instead of $45k. Because our government employees should be scraping by.

Then there's this:

In the private sector, it is productivity that determines workers’ pay.[2] Businesses that pay wages below the associated level of productivity lose quality employees to competitors paying higher wages. Businesses that pay workers more than their productivity lose customers to competitors with lower prices because of lower costs.[3] Broadly speaking, under normal economic conditions, workers in the private sector earn what their productivity merits.

This is so laughably naive, this guy ought to have his keyboard slapped off his desk. Anybody who's gotten any sort of glimpse into how comp is structured knows this is just blatantly untrue. It's based as much on executive whimsy as anything.
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What are some good Christian philosophers with a strong Biblical backbone?

Like what is found among a plethora of Christian theologians, you'll find a wide spectrum of Christian philosophers who are divided up among various denominations, as well as being diversified among a variety of fields of study. Unlike theologians who often treat with the contents of the Bible from beginning to end in the complexity of their thinking, philosophers often choose some special area of study which they individually feel needs to be addressed in a deeper or alternative fashion. Of course, there are some philosophers who are a combination of theologian and philosopher, or are philosophers of religion. C. Stephen Evans is one such person. There are others.

As you may know, Philosophy is a huge umbrella, housing a wide swath of categories and subfields, so rather than simply throwing out a name or two, it might help me to know if there is a specific area of interest you're wanting to engage. Not everything in Philosophy is helpful or needed, especially if there are topics you feel you might want to study to help you grow as a Christian.
Do you have any suggestions for philosophers working on epistemics, especially in the area of initial burdens? Principally Christian, but any recs you may have will be good.
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What are some good Christian philosophers with a strong Biblical backbone?

On that topic, I wouldn't say that it's bizarre. We all have to deal with it, especially when we're single. And this is the Christian Philosophy & Ethics forum, after all.

So, is that the area of Philosophy you're wanting to find some Christian answers for? (I have to ask since there is such a thing as 'Philosophy of Sex,' even if among traditional/evangelical/conservative Christian theologians and philosophers, we can pretty much know the general direction the inquiry and analysis will take ............. )
I tend not to think deeply regarding carnal matters as it'd take me down a dark and desolate road.

Is there an area where I can talk about church architecture and how God sees it?
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Chicago principal claims teacher who made sick Charlie Kirk gesture is the victim

Post #43 (quoting post #7) =
I didn't say what you say I said. But Kirk said some deaths are acceptable, and made no exceptions for you and your family. The GOP endorsed this position, and so far, no amount of dead children are unacceptable.
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Average consumer now carries $6,329 in credit card debt. 'People are stretched,' expert says

Most of the respondents are investors and you’re encouraging them to purchase gold. We have multiple pages on the topic. You know it’s the wrong crowd and best suited for X and preppers.

~bella

This guy isn't a gold bug nor a prepper.

Big Short Investor Says "Economic COLLAPSE IS HERE"​


Login to view embedded media
12:40
every economic downturn that we've ever

12:42
experienced, we've always bounced back

12:44
from eventually. You know, the Great

12:46
Depression was definitely the worst. You

12:48
had the stock market crash in 1929 where

12:51
it took 25 years for the stock market to

12:56
get back to where it was prior to the

12:58
crash. And that was probably the biggest

13:01
example of this ever happening. Okay?

13:03
And we might be in for something like

13:05
that again right now because there are

13:07
so many parallels to what's happening

13:09
today just like there was in 1929.

13:12
So there is a possibility that this can

13:15
last for a very long time. But the point

13:17
is eventually we will get out of it just

13:20
like we did back then. And the good

13:22
thing is it's probably going to take a

13:23
lot of fiscal responsibility in this

13:26
country for us to actually get out of

13:28
it. That's why you're seeing price of

13:30
gold explode right now. And I think the

13:33
US, if they want to have any shot at

13:35
retaining their global reserve currency

13:38
status, might be forced back on the gold

13:41
standard. And if they refuse to go back

13:44
on the gold standard, well, then the

13:45
world's going to force them to go back

13:47
on the gold standard by removing the

13:50
dollar as the reserve currency of the

13:52
world. And the smart countries are going

13:54
to go back on the gold standard on their

13:56
own. So whether the United States

13:58
government decides to go back to a gold

14:00
standard or not, it doesn't matter. It's

14:02
going to be forced down their throats by

14:03
the rest of the world.
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There’s a Giant Flaw in Human History

According to who?
Man this is going in circles. According to the witness marks in the out of place examples. We know what a big copper saw witness marks look like. We know what machining marks look like. Just look at the examples and see for yourself. You don't even need a degree. Its just plain and simple speaking out from the stones.

Once again I will ask what do those witness marks look like to you. Lets start with the naked eye. What they appear to look like when you look at them. What impression do you see. Explain why it looks like the method you claim it is. What features make it so or not.
The thing is, you don't know anything about any of that. You're just parroting from your favorites sources and can't even defend them. Have you ever used any abrasive cutting techniques?
No I am using my own eyes and brain that can tell the difference. Some of the signatures speak clearly without the need to be an expert.

Like the fine arc cut that looks like its been planed or sliced thin layers off. Or the fine lips and edges at the end of the cut where it stops . Its thinner than the width of a copper saw. Or the obvious router marks that plunge into the stone sometimes a tint step or a gouge like the cutter accidently went too deep.They are classic machining marks and are nothing like what a copper hand held saw would look like.

We have evidence from the marks copper saws leave and we can compare mand they are completely different.

I keep saying even some who are skeptical thought they looked like machining cuts when they said this was the result of a modern machine that someone later did and not from the ancients. So I am not imagining this lol.

You don't need to be an expert. Its just truthful observations that people can see in the stones. At least admit that they look pretty similar and unlike what a hand saw could do. You don't think any look like machining.
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Pray for Christians forced to flee.

Many Muslims who come to faith in Christ lose everything: their home, their job, most of all their family. Often they are forced to flee in the face of threats to their lives.

One of our partners works to provide a place of safety for those in danger. This involves secure, though temporary accommodation in a different country until a more permanent, and safe, location can be found for them.

Pray for our partner, as this month he is visiting several Christians who have been forced to flee to another country. Pray for safety in travel and that he will be a blessing and an encouragement to the families he meets.
Pray for a Christian convert from Islam who recently suffered from a scammer in the country to which she has fled. Pray for her peace and protection.

Pray for our partner as he prepares to minister in various countries over the next couple of months. Pray that the Lord will sustain him in all this. Pray for effective outcomes.

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