Most might know the Federal Reserve lowered their overnight lending rate to banks to be in the 3.5 to 3.75% range. But what surprised me was that the Federal Reserve did not stop there. "Notably, the Fed announced it start buying short-term bonds, expanding its balance sheet. Short-term Treasury yields moved lower as a result."
Source: https://www.cnbc.com/2025/12/09/stock-market-today-live-updates.html

So where does the Federal Reserve get those billions that it uses to buy back debt of the U.S. Government? I creates the money. So now the USA is not just lowering interest rates, it is back to basically printing money through their good friend the Federal Reserve. Now if done at the rate of growth, it may go unnoticed, but if it is starting to be 40 billion a week, then these buybacks from the Federal Reserve are likely to cause inflation. (Some theorists say this is not true, others suggest a direct link with a bit of a time lag.)

Currently the Federal Reserve has 7.4 trillion dollars of government debt on its books. As recently as a couple of months ago, they were retiring their their holdings of U.S. debt with the additional debt being financed by others. Thus, the amount of debt is not being lowered as the USA is spending 1.30 for every dollar it collects. So to avoid pain and borrow at market rates, the USA is back to EASY MONEY. The U.S. Fed suggests they will do the bond buybacks for several months, but during covid it was for years, not months and it contributed to the 9 plus percent inflation in 2022. In 2019, the assets created from money printing stood at 3.8 trillion. In 2021 they peaked at 8.8 trillion. So by this money printing both Trump and Biden were on baord and both responsible for inflation. I say this because the serious money printed started under Trump and continued until 2022.

Since june of 2022, the Federal Reserve was tightening and retiring some bonds until a couple of months ago. So Biden should get credit too for reducing inflation because the policies that reduced it were started in the middle of his term. The Fed Reserve over this three year period, got their balance sheet back to 7.4 trillion this year. If they create 40 billion a week in dollars, that pace is two trillion a year SO HERE WE GO AGAIN!.

Such money printing not only paid for your covid rebates for Americans but cash infusions are highly correlated to stock market gains. "Academic studies confirm a long-term positive relationship between the Fed's balance sheet size and future market performance. One analysis suggests an R² (a measure of correlation) of 0.8832 since 2009, indicating a strong long-term association." Source google ai.

My point in all of this is to suggest that the renewal of essentially printing money during a time when inflation is already running around 2.9 percent could create more persistent and elevated inflation. So while you are being taxed on the tariffs you also are taxed by the higher prices due in part, to excessive money printing. I will say too that Trump is going to install his own Chairman and some new Governors that will be even more dovish at lowering interest rates and printing money. IF you notice too that while the Fed lowers rates to their banking members, the mortgage rates actually climbed. A solution that worked during covid was to have the Federal Reserve buy back mortgages. So I suppose they could do that again to artificially lower mortgage rates but the markets are not setting interest rates at all when this occurs and yes such intervention causes distortions that can be harmful.

You should realize too that when inflation is 3% and your only getting 2.5% interest on your money from loaning it to the government or member banks, you are losing money while at the same time paying tax on the 2.5% gain. The USA is not there yet but she may soon be back to negative interest rates on short-term government debt and on longer debt when inflation reignites.

If you study nations that expand the money supply even more significantly, the value in some cases has gone down to nothing. For the U.S. "By Consumer Goods (CPI): According to the Bureau of Labor Statistics data, what cost $1 in 1913 required approximately $96 to $100 to purchase in recent years. This reflects a loss in value of about 96% to 97.5%."

So is there anyone that even cares in the U.S. government? I mean giving it more than just lip service. Saying they want interest rates at 2% but failing to make that happen since 2001. That is deception, not true concern. So I asked google AI. This is where AI currently has issues with discerning intent and motivation. The Fed says they want 2% inflation, but they won't take the action to make even that occur. In questioning google ai I asked for names, and it gave me former congressman Ron Paul. I pressed him about Senator Rand Paul and it answered. "High Stringency on Fiscal and Monetary Policy: Senator Paul has a reputation as one of the toughest votes in the U.S. Senate on spending issues. He has voted against major budget deals and debt ceiling increases because, in his view, they do not cut enough spending or address the underlying fiscal imbalance. His consistent reintroduction of legislation like the Federal Reserve Transparency Act makes him a leading figure in the push for stricter monetary discipline." Google ai.

I am not trying to make this too political, yet it is a serious economic and political issue. Inflation is theft too, and the framers were quite aware of it.

"George Washington: He observed the consequences of paper money in Rhode Island, stating in a 1787 letter that paper money "has had the effect in your State that it ever will have, to ruin commerce – oppress the honest, and open a door to every species of fraud and injustice". Google ai.

On the banking system - "Thomas Jefferson & James Madison: They vehemently opposed Alexander Hamilton's plan for a national bank. Their primary concerns were that such an institution would centralize power in the federal government, favor wealthy commercial elites and financiers over common farmers, and undermine state banks. Jefferson feared a financial monopoly that could adopt policies contrary to the public good. He believed the bank was unconstitutional, as the power to create a corporation was not explicitly listed in the Constitution."

So there you have it. A new round of money printing that is going world wide. The system will hold only as long as investors see value in buying government debt. Even the USA Federal Reserve cannot buy all the debt to target interest rates for loans at all intervals from 1 month to 30 years.

As always we can be dismal for a nation, yet as individuals we can prosper if we hold dear to God's principles on giving the use of money and His grace. May each of us be stay free from the love of money and fix our eyes on Jesus as the wrold's economic system is thrashing in these times. Goid bless!

God’s assurance of eternal life brings a quiet peace to our innermost being. It is a promise we can rest in, knowing that our future is held securely in His hands. This certainty steadies us in seasons of uncertainty, lifts our hearts when burdens grow heavy, and reminds us that our story does not end in this world. Because Christ has overcome, we can face each day with confidence, anchored in the unchanging truth that we belong to Him now and forever.

Scripture tells us that eternal life is God’s gift—found in His Son and already given to all who believe. Jesus declared that the one who believes “has everlasting life,” a present reality rather than a distant hope. When doubts arise, they often point us toward our own failures or inconsistencies, but true assurance turns our gaze back to Christ: His sacrifice, His promise, His faithfulness.

1 John 5:11–13 (NKJV): “And this is the testimony: that God has given us eternal life, and this life is in His Son. He who has the Son has life; he who does not have the Son of God does not have life. These things I have written to you who believe in the name of the Son of God, that you may know that you have eternal life, and that you may continue to believe in the name of the Son of God.”

This passage shows us that our assurance rests on God’s testimony. Eternal life is hope for the future beyond life as we know it here on this Earth. John writes so that believers may walk in certainty rather than doubt, grounded in what God has declared. Eternal life is not something we earn, achieve, or maintain by our own strength, it is a gift given to us by God, our Father. Jesus Himself said, “He who believes in the Son has everlasting life” (John 3:36) - present tense, a settled reality.

Romans 8:31–39 (NKJV): “What then shall we say to these things? If God is for us, who can be against us? He who did not spare His own Son, but delivered Him up for us all, how shall He not with Him also freely give us all things? Who shall bring a charge against God’s elect? It is God who justifies. Who is he who condemns? It is Christ who died, and furthermore is also risen, who is even at the right hand of God, who also makes intercession for us.

Who shall separate us from the love of Christ?

Shall tribulation, or distress, or persecution, or famine, or nakedness, or peril, or sword?

As it is written: “For Your sake we are killed all day long.

We are accounted as sheep for the slaughter.”​

Yet in all these things we are more than conquerors through Him who loved us. For I am persuaded that neither death nor life, nor angels nor principalities nor powers, nor things present nor things to come, nor height nor depth, nor any other created thing, shall be able to separate us from the love of God which is in Christ Jesus our Lord.”

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This passage gathers every fear, accusation, and weakness we carry and answers them with the unshakeable truth of God’s love in Christ. Paul speaks from a life marked by hardship, yet his conclusion is unwavering: nothing can undo what God has done for us. God did not spare His own Son - that alone settles every question about His heart toward us. If He gave His very best, every other need will be supplied. No accusation can stand, because God justifies. No condemnation can hold, because Christ died and rose again. No circumstance can separate us from His love. The love of Christ is not fragile; it holds steady through tribulation, distress, persecution, and even death itself. Paul’s persuasion becomes our encouragement: nothing in all creation can separate us from the love of God in Christ Jesus our Lord. In Him, we are held. In Him, we are secure. In Him, we are more than conquerors - not because of our strength, but because of His love that never let’s go.

The Holy Spirit also plays a quiet, steady role in assurance. He bears witness with our spirit that we are God’s children and heirs with Christ. His voice is not loud or dramatic but a deep, settled knowing - a peace that rises when we read the Word, pray, or simply sit before the Lord. Jesus promises that His sheep are held securely in His hand and in the Father’s hand, where no enemy, circumstance, or weakness can reach. Assurance rests on His promise, not our worthiness. Salvation is secured by God’s power, not human effort. Grace saves us, the Spirit seals us, and Christ keeps us.

Romans 8:16–17 (NKJV): “The Spirit Himself bears witness with our spirit that we are children of God, and if children, then heirs - heirs of God and joint heirs with Christ, if indeed we suffer with Him, that we may also be glorified together.”

Holy Spirit reminds us again and again that we belong to the Father and that nothing can separate us from His love. God’s assurance shapes the way we live. When we know we are secure in Christ, fear loses its grip. We pray with confidence, face trials with hope, and walk in obedience not to earn salvation but because we already have it.

John 10:27–29 (NKJV): “My sheep hear My voice, and I know them, and they follow Me. And I give them eternal life, and they shall never perish; neither shall anyone snatch them out of My hand. My Father, who has given them to Me, is greater than all; and no one is able to snatch them out of My Father’s hand.”

Nothing can separate believers from the love of God - not suffering, not spiritual forces, not death, not life. Eternal life is found in the Son, and whoever has the Son has life. Our lives are hidden with Christ in God - secure, protected, and awaiting full revelation when He appears. Eternal life is not something we cling to buy effort - it is something Christ holds for us. So, this week, let your heart rest. Let the assurance of your salvation quiet your thoughts, steady your steps, and fill your days with peace. You are His, and He keeps what is His.

To the Holy Spirit — thank You for guiding every word, guarding every step, and glorifying Jesus through it all. All glory, honour, praise and worship goes to God Almighty, for He alone is worthy to receive it all.

May these words echo grace, healing, and truth wherever they are read.

Acknowledgement: Testimony reference from Richard Wurmbrand, Tortured for Christ (Living Sacrifice Book Company, 1967).

Acknowledgement of Bible Scriptures: New King James Version (NKJV), Nashville: Thomas Nelson, 1982; Holy Bible, King James Version (KJV), Cambridge University Press, 1769: verses sourced using Bible Gateway.

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