Rom 10:17
Consequently, faith comes from hearing the message, and the message is heard through the word of Christ.
Matt 16:15-18
15 "But what about you?" he asked. "Who do you say I am?"
16 Simon Peter answered, "You are the Christ, the Son of the living God."
17 Jesus replied, "Blessed are you, Simon son of Jonah, for this was not revealed to you by man, but by my Father in heaven.
This proves my point. The unregenerate do not see what scripture reveals to the regenerated though they read or be preached to because the unregenerate are still perishing (unsaved - unregenerate).
1Cor1:18: For the preaching of the cross is to them that
perish foolishness; but unto us which
are saved it is the power of God.
John 20:31
But these are written that you may believe that Jesus is the Christ, the Son of God, and that by believing you may have life in his name.
He isn't addressing unbelievers. He isn't writing this to the unregenerate.
Please show me where Scripture says that faith comes by regeneration.
John 3:3:Jesus answered and said unto him, Verily, verily, I say unto thee, Except a man be born again, he cannot see the kingdom of God.
You can't have faith in nothing, which is all you see & hear about spiritual things if you are unregenerate.
1Cor2:14: But the natural man receiveth not the things of the Spirit of God: for they are foolishness unto him: neither can he know them, because they are spiritually discerned.