Hello CD,
Let me see if I can answer your question.
I became a Calvinist after a couple of years of studying and discussing the subject of predestination. I already considered myself born-again then. The term elect, though I had read it in Scripture, was not one I had given much thought to.
If when you die you find yourself in heaven (since you are an RC I will say not in hell) than you were elect whether or not you knew or understood the term. The elect are all people who go to heaven.
How do I know I am elect? There is certainly a subjective element to it. I know that I know Jesus Christ as my Lord and Saviour. My life experience tells me that is so (according to my understanding of Scripture).
I am a Presbyterian (which makes me different from Baptist Calvinists on a number of points). As a Presbyterian I understand Baptism to be a Sacrament that has objectively placed me into the Church of Jesus Christ. I remember my baptism and make my salvation sure, through repentance, faith and obedience to Jesus Christ.
Baptism (in my case as an infant in the Roman Catholic Church) is an objective fact that places me in a true relationship with Jesus Christ. The
Westminster Confession of Faith puts it this way
Baptism is a sacrament of the new testament, ordained by Jesus Christ, not only for the solemn admission of the party baptized into the visible Church; but also to be unto him a sign and seal of the covenant of grace, of his ingrafting into Christ, of regeneration, of remission of sins, and of his giving up unto God, through Jesus Christ, to walk in newness of life.
We believe baptism to be effectual. Again the Confession says:
The efficacy of Baptism is not tied to that moment of time wherein it is administered; yet, notwithstanding, by the right use of this ordinance, the grace promised is not only offered, but really exhibited, and conferred, by the Holy Ghost, to such (whether of age or infants) as that grace belongeth unto, according to the counsel of God's own will, in His appointed time.
Baptism doesnt guarantee that all who baptised will persevere in the faith, some obviously do not, but it does unite us to Christ (covenantally speaking). We must respond by faith in Jesus Christ.
When I trust Christ It is not a one moment event that then allows me to live a worldly life. Saving faith produces a godly lifestyle, because Gods Spirit is working in me to will and to do his good pleasure.
I have objective and subjective knowledge of my salvation. The objective knowledge about our Spiritual state is found all over the Scriptures, but it is most succinctly stated in 1 John.
And hereby we do know that we know him, if we keep his commandments. (1 John 2:3)
By this we know that we love the children of God, when we love God, and keep his commandments. (1 John 5:2)
Now the 5th point in the five points of Calvinism is Perseverance of the Saints. Some folk today mistakenly see this as no different than what is known as Once save always saved. The two ideas are not the same. We believe that the elect must persevere in the faith. We do believe that all those who are predestined by god before the foundation of the world to eternal salvation will persevere.
I hope that helps. There are some important nuances in the doctrine of election that require a little thought to understand, but that is true of most biblical doctrines.
Dominus vobiscum,
Kenith