Christian health care options

[gym_class_hero]

My wife is considering retiring to take care of our grandkids. As a result we are shopping for new medical insurance. Does anyone here have experience with MEDI Share or Christian Healthcare Ministries?

 

[WolfGate]

The article linked covers a different company than the ones you mentioned, but just be aware those are not insurance and payment is never guaranteed nor is there oversight for these types of health expenses sharing programs. Make any decision with eyes wide open.

"Healthcare sharing ministries claim an exemption from federal and state insurance laws, so there's no guarantee that the organization maintains funds sufficient to pay claims and certainly no guarantee that they will, even if the funds are there,” Volk told Forbes. “There are no solvency requirements, no requirement to pay members in a timely way - no requirement to pay at all. It really is just a matter of faith that claims will be paid, though the marketing typically suggests otherwise."

MSN