No. A Monk devotes his whole life to God just as a Nun does. There is more to a Monk's life then just work and making money. Here is a schedule of a Monk's day:
Found here:
A Monk's Day - Conception Abbey
Here is another:
Daily Monastic Schedule – The Abbey of the Genesee
No one said sex is bad, these man and women give up carnal pursuits to serve God to exclusivity. Now one can still be in an order this is called third order where one is in the world and still wants to live by a rule like Franciscan, Benedictine, etc. I am a third order lay person (and I have relations with my wife) I am in the Brothers and Sisters of Pence and here is the description:
The Brothers and Sisters of Penance of St. Francis is a private Association of the Catholic Church whose members strive to model their lives according to the Rule and Statutes of the Primitive Rule of the Third Order of St. Francis, which was written for lay people in 1221 at the request of St. Francis of Assisi.
Source:
BSP Brothers and Sisters of Penance of St Francis, Catholic Association
Monk, Nuns, and Third orders are callings just like being a Pastor or Priest is and not everyone is called. A Monk or Nun rejects the world to completely serve God and they are to be lauded not despised