So I do not believe working is wrong if you have it is a talent given supposed to increase yet still God does not judge if one didn’t most of his life but perhaps should be seeking to do what one can now to help others but I don’t know Christ might still accept if one is not working to seek to increase but I don’t know but any can be saved according to what they can do but one should give some to deposit with the bankers whatever one can if one will not use as one may die at any time when he is not seeking to do what one can to not have opportunity to call to seek so I do not believe it is wrong to seek to increase wealth as long as you are rich to God that you seek to preach and serve God to though repentance is always available that person has to repent of not caring for others but should be serving God now if can unless not having opportunity to repent later though repentance is always available still if not died but may die when not repentant not caring to want would be as lukewarm church below. You buy gold refined in fire by reading His word to help you serve God spiritually to pray which also gives passion to work for God and fills you with love and strength to do so as bible says in psalm 12
Psalm 12:6-7
6 The words of the LORD are pure words,
Like silver tried in a furnace of earth,
Purified seven times.
7 You shall keep them, O LORD,
You shall preserve them from this generation forever.
Revelations 3:14-22
The Lukewarm Church
14 “And to the angel of the church of the Laodiceans write, These things says the Amen, the Faithful and True Witness, the Beginning of the creation of God: 15 “I know your works, that you are neither cold nor hot. I could wish you were cold or hot. 16 So then, because you are lukewarm, and neither cold nor hot, I will vomit you out of My mouth. 17 Because you say, I am rich, have become wealthy, and have need of nothing’—and do not know that you are wretched, miserable, poor, blind, and naked— 18 I counsel you to buy from Me gold refined in the fire, that you may be rich; and white garments, that you may be clothed, that the shame of your nakedness may not be revealed; and anoint your eyes with eye salve, that you may see. 19 As many as I love, I rebuke and chasten. Therefore be zealous and repent. 20 Behold, I stand at the door and knock. If anyone hears My voice and opens the door, I will come in to him and dine with him, and he with Me. 21 To him who overcomes I will grant to sit with Me on My throne, as I also overcame and sat down with My Father on His throne.
22 “He who has an ear, let him hear what the Spirit says to the churches.” ’ ”