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Of course, builders will take the most profitable route.    If there's enough demand, some may offer the fire resistent build design....but that's a big if.  A new home buyer may prefer having the swimming pool or an extra bedroom over the fire-resistent home design.

    

As it is, many CA home owners who lost homes built decades ago will be hard pressed to replace those homes with the current building codes.    It's likely that many are under-insured and or have no fire insurance at all.  Major insurance companies have been leaving CA due to the huge claims from wild fires over the last few years.